The Role of Financial Technology in Advancing Environmental Sustainability – A Critical Review
環境持続可能性を推進するフィンテックの役割 – 批判的レビュー (AI 翻訳)
Chhetan Chhoidub
🤖 gxceed AI 要約
日本語
本論文は、フィンテックが環境持続可能性に貢献する経路を体系的にレビュー。グリーンファイナンスの効率化、カーボン市場の透明性向上、ESG情報の質的改善、循環経済への移行支援など、多面的な役割を整理。AI分析によるグリーンウォッシング防止効果も指摘する一方、実証研究の不足を課題としている。
English
This critical review examines how FinTech advances environmental sustainability through green finance automation, carbon market integrity, ESG analytics, and circular economy support. It highlights digital tools for reducing greenwashing and improving transparency, but notes a lack of empirical evidence.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本では、グリーンファイナンス拡大とESG情報開示の高度化が急務。本レビューはフィンテック活用の方向性を示すが、具体的な政策提言や日本固有の事例は含まれない。
In the global GX context
Globally, FinTech is increasingly recognized for enabling climate finance and ESG data quality. This review provides a structured overview but lacks sector-specific or regional granularity.
👥 読者別の含意
🔬研究者:Offers a structured framework for studying FinTech's environmental role, identifying research gaps.
🏢実務担当者:Summarizes how FinTech tools can improve green finance operations and ESG reporting.
🏛政策担当者:Highlights policy implications for regulating digital green finance and carbon markets.
📄 Abstract（原文）
Financial Technology (FinTech) has emerged as a revolutionary tool for advancing environmental sustainability by restructuring capital mobilization, improving risk management, and facilitating environmentally responsible economic processes through financial systems. Digital innovation can more effectively finance sustainable initiatives by automating the issuance, trading, and management of green financial instruments, while reducing transaction costs and market-entry impediments for FinTech. Online financial products such as mobile banking, online investment platforms, and financial applications can expand access to sustainable finance for institutional investors, small and medium investors, and underserved communities, and enable inclusive green growth. Other aspects in which FinTech has played a central role in improving are transparency, efficiency, and accountability in environmental and financial markets. The digital high-tech infrastructure can be deployed to enhance the integrity of carbon and environmental markets, including easier transaction tracing, fraud mitigation, and stable monitoring of emissions and sustainability performance. The instant data collection and automatic verification instruments improve the assessment of conditions and enable a more efficient response to climate through a market-oriented approach. At the same time, analytics driven by artificial intelligence improves the quality of environmental, social, and governance (ESG) information by enabling proper scoring, risk assessment, and compliance controls, enabling informed decision-making, and reducing the risk of information asymmetry and greenwashing. FinTech may play a facilitating role in the transition to the circular economy by financing resource-efficient, waste-reducing, and lifecycle-oriented business models and by enhancing supply chain visibility through digital tracking and data integration.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.5281/zenodo.18654511first seen 2026-05-14 21:44:36
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