🤖 gxceed AI 要約
日本語
この章では、気候リスク（物理的・移行的）が金融システムに与える影響を詳述。インド準備銀行を含む規制当局の対応や、グリーンボンド・炭素市場などのグリーンファイナンス手段の重要性を論じる。また、ESGスコアと信用リスクの関連を示す実証データを提示する。
English
This chapter details how climate risks (physical and transitional) challenge the financial system, including asset value erosion and default risks. It examines responses from regulators like the Reserve Bank of India, including climate stress tests and ESG disclosures. The chapter discusses green finance instruments such as green bonds and carbon markets, and presents empirical evidence linking higher ESG scores to lower credit risk. It concludes with recommendations for climate-aligned capital strategies.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
本論文はインドを対象としているが、気候リスクの金融システムへの統合やグリーンファイナンスの推進に関する知見は、日本におけるSSBJやTCFD対応にも示唆を与える。
In the global GX context
This paper adds to global climate finance literature by providing empirical evidence from India, one of the largest emerging economies. It contributes to understanding of ESG materiality and the role of central banks in climate stress testing, relevant for global frameworks like TCFD and ISSB.
👥 読者別の含意
🔬研究者:Researchers can utilize the empirical analysis linking ESG scores to credit risk in an emerging market context.
🏢実務担当者:Practitioners can learn about green finance instruments and integration of climate risk in credit assessment.
🏛政策担当者:Policymakers can observe the Reserve Bank of India's approach to climate stress tests and ESG disclosures as a model.
📄 Abstract（原文）
This chapter presents a detailed account of how climate risks—both physical (e.g., extreme weather) and transitional (e.g., policy shifts)—pose serious challenges to the financial system. It highlights how climate change can erode asset values, raise default risks, and reduce firms’ creditworthiness, especially in carbon-intensive sectors. It explores how banks and regulators, including the Reserve Bank of India (RBI), are responding through stress tests for climate risk; environmental, social, and governance (ESG) disclosures; and the integration of environmental factors in credit assessment. India’s commitment to achieving net-zero emissions by 2070 requires vast investments, and green finance tools like green bonds, carbon markets, and sustainable banking practices are critical enablers. The analysis includes empirical data linking environmental performance to credit risk and financial performance, showing that firms with higher ESG scores tend to be more resilient. The chapter concludes by highlighting the need for robust risk management frameworks, climate-aligned capital strategies, and stronger institutional capacity to transition to a low-carbon economy.
🔗 Provenance — このレコードを発見したソース
- openalex https://doi.org/10.4324/9781003771883-27first seen 2026-05-05 07:44:36
gxceed は公開メタデータに基づく研究支援データセットです。要約・翻訳・解説は AI 支援で生成されています。 最終的な解釈・検証は利用者が原典資料に基づいて行うことを前提とします。