FINANCING THE GREEN TRANSITION: THE ROLE OF BANKS IN IMPLEMENTING ESG STANDARDS AND MANAGING SUSTAINABILITY RISKS
グリーントランジションへの資金調達：ESG基準の実装とサステナビリティリスク管理における銀行の役割 (AI 翻訳)
Mladen Savić, Toma Marjanović
🤖 gxceed AI 要約
日本語
本論文は、銀行がグリーントランジションに向けた資本動員において果たす重要な役割を分析する。ESG基準の統合が与信リスク管理に変化をもたらし、持続可能な金融商品を通じて銀行が積極的に貢献できることを示す。EUタクソノミー、SFDR、EBAガイドラインなどの規制枠組みを質的に検討し、その実装と課題を明らかにする。
English
This paper analyzes the key role of banks in mobilizing capital for the green transition by integrating ESG criteria and managing sustainability risks. It shows that ESG integration changes credit risk management and enables banks to contribute through sustainable financial products. The study qualitatively examines the EU regulatory framework including the EU Taxonomy, SFDR, and EBA guidelines, highlighting implementation challenges.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
本論文はEUの持続可能な金融規制を包括的に分析しており、日本の銀行がSSBJ対応や移行計画策定を進める上で参考になる。特に、ESG基準の信用リスク管理への統合や規制枠組みの設計は、日本版開示制度や金融庁の持続可能性ガイダンスと比較対照する価値がある。
In the global GX context
This paper offers a detailed analysis of the EU's pioneering sustainable finance regulatory framework, which directly informs global debates on transition finance and ESG integration in banking. It provides empirical grounding for practitioners and policymakers worldwide who are designing similar rules under TCFD, ISSB, and other disclosure standards.
👥 読者別の含意
🔬研究者:Researchers studying sustainable finance, ESG integration in banking, and regulatory impacts will benefit from the qualitative analysis of EU frameworks and their implications for risk management.
🏢実務担当者:Bank sustainability officers and risk managers can use the paper to understand best practices in implementing ESG criteria and managing sustainability risks under evolving regulations.
🏛政策担当者:Regulators and central banks can draw lessons from the EU's comprehensive approach to green finance regulation, including taxonomy, disclosure, and supervision.
📄 Abstract（原文）
The banking sector plays a key role in mobilizing capital necessary for implementing the green transition and achieving sustainable development goals. The integration of environmental, social, and governance (ESG) criteria into banking processes represents a central mechanism for directing financial flows toward sustainable economic activities. The European Union has established a regulatory framework encompassing the EU Taxonomy, the Sustainable Finance Disclosure Regulation (SFDR), and the guidelines of the European Banking Authority (EBA), with the aim of enhancing transparency and improving the management of sustainability risks. The objective of this paper is to analytically examine the role of banks in implementing ESG standards and managing sustainability risks. The study is based on a qualitative analysis of regulatory documents and relevant academic literature. The results indicate that the integration of ESG criteria leads to changes in credit risk management and enables banks to actively contribute to the green transition through sustainable financial products.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.59864/oditor72503msfirst seen 2026-05-14 21:26:41
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