The Role of Banking and Insurance in Addressing Climate Change and Sustainable Growth in SAARC Nations: Challenges and Opportunities
SAARC諸国における気候変動と持続可能な成長への銀行・保険の役割：課題と機会 (AI 翻訳)
Dawo, Kamala Kanta
🤖 gxceed AI 要約
日本語
南アジア（SAARC8カ国）の銀行・保険セクターが気候変動対策（緩和・適応）に果たす役割を分析。グリーンファイナンスの規制動向、民間イニシアチブ、国際資金フローを整理し、障壁（制度・市場・データ・能力不足）と政策・産業介入を特定。進展はあるが、リスク価格付け、保険ソリューション、統合的規制枠組み、ブレンデッドファイナンスの改革が必要と結論。
English
This paper examines the role of banking and insurance in addressing climate change in eight SAARC nations. It synthesizes regulatory developments, private-sector initiatives, and international finance flows, analyzing barriers such as institutional, market, data, and capacity constraints. The study argues that while progress is accelerating, systemic reforms—better risk pricing, scalable insurance, integrated regulatory frameworks, and targeted blended finance—are essential to channel resources to adaptation and low-carbon development.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
SAARC地域に焦点を当てており、日本のGX文脈への直接的な示唆は限定的。ただし、途上国における気候変動適応・緩和の資金調達課題やブレンデッドファイナンスの事例は、日本の国際協力やアジア地域でのGX投資戦略に参考となる。
In the global GX context
This paper provides a comprehensive overview of climate finance challenges in a highly climate-vulnerable region, offering insights into regulatory and market barriers that are relevant for global discussions on transition finance and blended finance. It contributes to the literature on financial sector roles in developing-country climate action, complementing TCFD/ISSB frameworks with practical implementation hurdles.
👥 読者別の含意
🔬研究者:Provides a structured analysis of banking and insurance roles in climate finance across eight SAARC countries, identifying barriers and policy interventions.
🏢実務担当者:Offers insights into green finance taxonomies, central bank guidelines, and blended finance models that could inform corporate sustainability strategies in emerging markets.
🏛政策担当者:Highlights the need for integrated regulatory frameworks, risk pricing reforms, and scalable insurance solutions to mobilize climate finance in vulnerable regions.
📄 Abstract（原文）
South Asia is among the most climate-vulnerable regions in the world and faces urgent needs for both mitigation and adaptation finance. Banks and insurance companies—through lending, risk transfer, investment, and advisory services—play a central role in mobilizing capital, allocating risk, and shaping incentives that determine whether the region’s transition is sustainable and equitable. This paper examines the evolving role of banking and insurance in the eight SAARC nations (Afghanistan, Bangladesh, Bhutan, India, Maldives, Nepal, Pakistan, Sri Lanka). It synthesizes regulatory developments (green finance taxonomies, central bank guidelines), private-sector initiatives, and international finance flows; analyzes barriers (institutional, market, data and capacity constraints, exposure to transition and physical risks); and identifies policy and industry interventions to maximize positive outcomes. Using a mixed qualitative methodology—policy/document analysis, synthesis of recent reports, and comparative assessment—the study argues that while progress (green banking guidelines, taxonomies, climate disclosure initiatives) is accelerating, systemic reforms—better risk pricing, scalable insurance solutions, integrated regulatory frameworks, and targeted blended finance—are essential to channel sufficient resources to both adaptation and low-carbon development.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.5281/zenodo.17578917first seen 2026-05-05 19:07:04
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