From Linear to Circular: Barriers to Sustainable Transition in the Saudi Banking Sector
リニアからサーキュラーへ：サウジアラビア銀行セクターにおける持続可能な移行の障壁 (AI 翻訳)
A. Mukherjee, Luisa Pinto
🤖 gxceed AI 要約
日本語
本研究は、サウジアラビアの銀行セクターにおけるサーキュラーエコノミー（CE）導入の障壁を、Vision 2030の文脈で調査した。顧客抵抗、規制上の制約、従業員訓練不足が主な障壁として特定された。これらの障壁間の高い相互関連性（r=0.758）が示され、顧客エンゲージメントとプロセス革新の改善が動的ケイパビリティを強化することが明らかになった。
English
This study investigates barriers to adopting Circular Economy (CE) in the Saudi banking sector under Vision 2030, using a quantitative survey of 418 bank employees. Key barriers identified are customer resistance, regulatory constraints, and inadequate employee training. High interconnectivity (r=0.758) suggests that improving customer engagement and process innovation strengthens dynamic capabilities, offering actionable guidance for circular finance.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
サウジアラビア固有の研究だが、日本の金融機関がサーキュラーファイナンスを導入する際の障壁理解に示唆を与える。特に、規制と顧客抵抗の連関は日本でも参考になり得る。
In the global GX context
While specific to Saudi Arabia, this paper adds to the global literature on circular economy in the financial sector by empirically identifying barriers. It offers comparative insights for emerging economies and financial institutions pursuing circular finance under national sustainability frameworks.
👥 読者別の含意
🔬研究者:Offers a quantitative model of CE barriers in banking, linking dynamic capabilities with stakeholder theory.
🏢実務担当者:Provides a list of actionable barriers (customer resistance, regulation, training) for banks to address in CE transition.
🏛政策担当者:Highlights the need for supportive regulations and training programs to enable circular finance, aligned with Vision 2030.
📄 Abstract（原文）
This study investigates the barriers in adopting the Circular Economy (CE) in Saudi Banking under Vision 2030 and using the Resource-Based View and stakeholder theory. This study examined how customer engagement, process innovation, and dynamic capabilities limit the implementation of CE. A quantitative, cross-sectional survey collected 418 responses from bank employees in Riyadh and was collected from January to March 2024. A 29-item Likert scale was analyzed with SmartPLS 4; measurement quality was strong, and confirmatory factor analysis confirmed construct validity. Results highlight the main barriers as customer resistance regulatory constraints and lack of adequate employee training. The construct is highly interconnected (r = 0.758), showing that improvements in customer engagement and process innovation strengthen dynamic capabilities. The study provides practical guidance for banks and policymakers on designing circular finance products, targeted training, and supportive regulations to accelerate the CE transition and achieve measurable sustainability outcomes in financial sectors, aligning with SDG 3, good health and well-being, and SDG 7, affordable and clean energy.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://doi.org/10.3390/su18020673first seen 2026-05-06 00:43:57
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