FinTech and SME supply chain efficiency: A scoping review
フィンテックと中小企業のサプライチェーン効率化：スコーピングレビュー (AI 翻訳)
Muhammd Hamdi Che Hassan, Lokhman Hakim Osman
🤖 gxceed AI 要約
日本語
本スコーピングレビューは、フィンテックが中小企業のサプライチェーン運営に与える変革的影響を22の査読論文から分析。ブロックチェーン、P2P融資、デジタル決済などの革新技術がリスク管理、データ駆動型意思決定、持続可能なサプライチェーン融資など7つの主要テーマで最適化をもたらすことを特定。研究は新興国、特に中国に集中し、フィンテックの戦略的役割を示す一方、サイバーセキュリティや規制の複雑性などの障壁も指摘する。
English
This scoping review analyzes 22 peer-reviewed articles on how FinTech transforms SME supply chain operations. It identifies seven key themes where innovations like blockchain, P2P lending, and digital payments optimize supply chains, including enhanced risk management, data-driven decision-making, and sustainable supply chain financing. Research is concentrated in developing economies, especially China, highlighting FinTech's strategic role while noting barriers such as cybersecurity risks and regulatory complexities.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
本論文は直接的なGX研究ではないが、持続可能なサプライチェーン融資のテーマは日本のESG投資やサプライチェーン排出削減に関連する。日本企業が新興市場でのフィンテック活用を検討する際の参考となる。
In the global GX context
While not directly about decarbonization, the paper's theme of sustainable supply chain financing connects to global GX trends in ESG and supply chain emissions reduction. It offers insights for fintech applications in emerging markets that could be leveraged for green finance.
👥 読者別の含意
🔬研究者:Provides a structured overview of FinTech's impact on SME supply chains, identifying research gaps and future directions.
🏢実務担当者:Highlights specific FinTech innovations (blockchain, digital payments) that can improve SME supply chain efficiency and access to finance.
🏛政策担当者:Emphasizes the need for supportive regulatory frameworks to foster FinTech adoption while managing cybersecurity and compliance risks.
📄 Abstract（原文）
This scoping review examines how financial technology (FinTech) transforms supply chain operations for Small and Medium Enterprises (SMEs). Analyzing 22 peer reviewed articles, the study identifies key FinTech innovations such as blockchain, peer to peer lending, and digital payment systems and their impact. The analysis reveals seven primary themes where FinTech optimizes SMEs supply chains (1) enhanced risk management via real-time monitoring (2) data driven decision making (3) improved financial accessibility through alternative lending (4) predictive analytics for demand forecasting (5) sustainable supply chain financing (6) increased operational efficiency from automation and (7) strengthened customer relationships on digital platforms. Geographically, research is concentrated in developing economies, with a significant focus on China, highlighting FinTech's strategic role in addressing SMEs challenges in emerging markets. The findings demonstrate FinTech's substantial potential to facilitate faster transactions, improve working capital, and foster financial inclusion. However, barriers like cybersecurity risks, regulatory complexities, and limited digital literacy persist. The review concludes that future research should investigate the long term impacts of FinTech adoption, while policymakers must develop supportive regulatory frameworks. Strategic collaboration between financial institutions and SMEs is crucial to fully realize FinTech transformative potential in building resilient and efficient digital supply chains.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://doi.org/10.24191/jeeir.v14i1.9548first seen 2026-05-05 22:03:40
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gxceed は公開メタデータに基づく研究支援データセットです。要約・翻訳・解説は AI 支援で生成されています。 最終的な解釈・検証は利用者が原典資料に基づいて行うことを前提とします。