Climate Change on Operational Risk: A Review and Policy Implications for Commercial Banks in Vietnam
気候変動がオペレーショナルリスクに与える影響：ベトナム商業銀行向けレビューと政策的含意 (AI 翻訳)
Hang Thu Do
🤖 gxceed AI 要約
日本語
本論文は、気候変動がベトナム商業銀行のオペレーショナルリスクに与える影響を理論的にレビューし、気候リスクは独立したリスクカテゴリではなく伝統的リスクを増幅するものであると論じる。インフラ、IT・サイバーセキュリティ、人材・内部プロセス、法的・レピュテーション、第三者依存の5つの伝達経路を特定し、気候変動への脆弱性が高いベトナムでは、気候関連オペレーショナルリスク管理が未発達であると指摘。気候リスク統合、データ標準化、開示ロードマップ策定など6つの政策提言を行う。
English
This paper reviews the impact of climate change on operational risk in Vietnamese commercial banks. It argues that climate risks amplify traditional risks rather than being a standalone category, identifying five transmission channels. Despite high climate vulnerability, frameworks in Vietnam are underdeveloped. The paper proposes six policy recommendations, including integrating climate risk into operational risk management, standardizing data, and developing a disclosure roadmap.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
本論文はベトナムを対象とするが、日本企業や金融機関が進出する新興国での気候リスク管理の参考になる。特に、気候リスクを独立したカテゴリーとせず既存のリスク枠組みに統合する視点は、SSBJやTCFD対応を進める日本の実務にも示唆を与える。
In the global GX context
This paper offers a structured framework for integrating climate risk into operational risk management, using Vietnam as a case study. Its policy recommendations on disclosure roadmaps and data standardization align with ISSB and TCFD guidance, providing valuable insights for regulators and financial institutions in emerging markets.
👥 読者別の含意
🔬研究者:Provides a systematic mapping of transmission channels from climate change to operational risk in banking, offering a foundation for empirical testing in emerging economies.
🏢実務担当者:Banks can use the proposed operational risk integration framework to assess climate-related vulnerabilities and prepare for disclosure requirements.
🏛政策担当者:Recommends specific policy actions such as data standardization and a structured disclosure roadmap to strengthen climate risk oversight in banking.
📄 Abstract（原文）
Abstract : This paper examines the impact of climate change on operational risk in Vietnam’s commercial banking system from a theoretical review and policy-oriented perspective. It argues that climate-related risks do not constitute a standalone risk category but rather act as an amplifier of traditional banking risks, particularly operational risk. The study identifies primary transmission channels through which climate change affects operational risk: infrastructure and business continuity, IT and cybersecurity, human resources and internal processes, legal and reputational factors, and third-party dependencies. In the context of Vietnam—a highly climate-vulnerable country, the article highlights that commercial banks operate under high levels of climate exposure, while frameworks for managing climate-related operational risk remain at an early stage of development. Based on this assessment, the paper proposes six key policy recommendations, including the integration of climate risk into operational risk management frameworks, the standardization of climate-related data, and the development of a structured roadmap for climate risk disclosure. The findings contribute to the growing literature on climate risk in banking and provide practical implications for regulators and financial institutions in emerging markets.
🔗 Provenance — このレコードを発見したソース
- openalex https://doi.org/10.5281/zenodo.20069137first seen 2026-05-27 04:35:21
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