Two faces of sustainable banking. The bank’s significant role in financing sustainability.
持続可能な銀行業の二つの側面：持続可能性への資金調達における銀行の重要な役割 (AI 翻訳)
U. Wysocka
🤖 gxceed AI 要約
日本語
本論文は、持続可能な銀行業務に関する体系的な文献レビューに基づき、銀行が自らの持続可能性（ESG統合）と顧客の移行支援（金融仲介）という二重の役割を果たすことを分析する。UNEP FIやEBRDなどの国際イニシアチブの事例も参照し、気候リスク分析、データ不足、顧客移行支援が主要な課題であると特定した。統合的な概念フレームワークを提案し、今後の実証研究や監督実務への示唆を与える。
English
This paper conducts a comprehensive literature review to analyze banks' dual role as sustainable organizations and financial intermediaries in facilitating clients' transition. Using policy reports and case studies from UNEP FI, EBRD, and others, it identifies key bottlenecks: climate risk analytics, data availability, and client transition support. It proposes an integrated conceptual framework to guide future empirical research and supervisory practice.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本では、メガバンクを中心にTCFD開示や再エネ融資が進むが、本論文は銀行の内部ESG統合と顧客支援の両面を整理しており、今後の日本版スチュワードシップ・コードや気候変動対応の枠組み強化に示唆を与える。
In the global GX context
This paper contributes to the global sustainable finance discourse by synthesizing how banks can align internal ESG practices with external transition financing. It is relevant to TCFD/ISSB frameworks, CSRD, and regulatory discussions on banks' role in net-zero transitions, highlighting persistent data and risk management gaps.
👥 読者別の含意
🔬研究者:Provides a structured literature review and conceptual framework for future empirical studies on sustainable banking.
🏢実務担当者:Offers a checklist of challenges (ESG integration, climate risk analytics) for banks refining their sustainability strategies.
🏛政策担当者:Identifies gaps in supervisory practice, such as data availability and client transition support, relevant for banking regulation.
📄 Abstract（原文）
Abstract As the global focus on sustainability grows and the drive towards net-zero emissions intensifies, financial institutions are under increasing pressure to align their business strategies with both climate and development objectives. However, there is still a lack of systematic, empirically informed research on how banks’ internal practices and external financing activities jointly contribute to sustainable development. The aim of this paper is to analyse the dual role of banks as sustainable organisations and financial intermediaries in facilitating their clients’ transition, and to identify the main challenges and opportunities associated with this role. The analysis was conducted based on a comprehensive literature review of academic research, supplemented by targeted analyses of policy reports and case studies from international initiatives such as UNEP FI, EBRD, CPI, and EBF. The aim is to derive an integrated conceptual framework for sustainable banking. The findings show that while banks are increasingly integrating ESG standards into their strategies, risk management, product design, climate risk analytics, client transition support, and data availability remain key bottlenecks. This paper makes a valuable contribution to the literature on sustainable banking by clarifying the concept of banks’ dual contribution to sustainable development and by proposing a structured set of challenges and opportunities to inform future empirical research and supervisory practice.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://doi.org/10.2478/wsbjbf-2026-0009first seen 2026-05-15 21:09:33
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gxceed は公開メタデータに基づく研究支援データセットです。要約・翻訳・解説は AI 支援で生成されています。 最終的な解釈・検証は利用者が原典資料に基づいて行うことを前提とします。