The Impact of Fintech and Corporate Social Responsibility on Green Innovation and Green Finance: A Stakeholder Perspective from Pakistan’s Banking Industry
フィンテックと企業の社会的責任がグリーンイノベーションとグリーンファイナンスに与える影響：パキスタン銀行業界のステークホルダーの視点から (AI 翻訳)
Usman Ali Mangrio, Kamran Khan
🤖 gxceed AI 要約
日本語
本研究は、パキスタンの銀行業界におけるフィンテックの導入とCSRがグリーンイノベーションとグリーンファイナンスに与える影響を、ステークホルダーの視点から定量的に分析した。PLS-SEMを用いた分析の結果、フィンテックとCSRはともにグリーンイノベーションとグリーンファイナンスを有意に向上させ、ステークホルダーの関与が重要な媒介変数であることが示された。新興国における持続可能な金融の推進には、技術革新とCSRの相乗効果が不可欠である。
English
This study quantitatively examines the impact of fintech adoption and corporate social responsibility (CSR) on green innovation and green finance in Pakistan's banking industry from a stakeholder perspective. Using PLS-SEM, results show that both fintech and CSR significantly enhance green outcomes, with stakeholder engagement acting as a key mediator. The findings highlight the synergistic role of technological innovation and CSR in driving environmental sustainability in emerging economies, offering policy and managerial implications for integrated strategies.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
パキスタンを対象とした研究だが、フィンテックとCSRを活用したグリーンファイナンス促進の枠組みは、日本でも金融機関のサステナビリティ戦略に応用可能な示唆を含む。特に、ステークホルダーエンゲージメントの重要性は、日本の銀行がグリーンローンやサステナブルファイナンスを拡大する際に参考となる。
In the global GX context
This paper contributes to the global discourse on sustainable finance by demonstrating how fintech and CSR can jointly drive green innovation and green finance in an emerging economy. The findings underscore the importance of stakeholder engagement in translating technological and social initiatives into environmental outcomes, relevant for banks worldwide seeking to align with ESG goals and climate commitments.
👥 読者別の含意
🔬研究者:This paper offers empirical evidence on the synergistic effects of fintech and CSR on green finance, relevant for scholars studying sustainable finance in emerging markets.
🏢実務担当者:Bank managers can leverage insights on integrating fintech and CSR to enhance green innovation and finance, with practical implications for stakeholder engagement strategies.
🏛政策担当者:Policymakers in emerging economies can use the findings to design policies that incentivize fintech adoption and CSR for promoting green finance.
📄 Abstract（原文）
This paper discusses how Fintech adoption and Corporate Social Responsibility (CSR) affect green innovation and green finance in the banking industry of Pakistan as a stakeholder. Based on a quantitative study approach, the data were gathered among professionals consisting of bank managers, CSR officers, Fintech leads, customers, and regulatory staff of commercial and Islamic banks. The relationships between Fintech capability, CSR engagement, green innovation and green finance were analyze using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results showed that the green innovation and green finance allocation can be greatly improved by the use of Fintech and CSR practices, and stakeholder engagement is a crucial mediating variable in this case. Furthermore, there are various levels of impact by the internal and external stakeholders on strategic and operational sustainability initiatives. This research will add to the body of sustainable finance literature by demonstrating the synergistic nature of technological innovation and CSR in enhancing the sustainability of the environment in the emerging economies. There are policy and managerial implications, which have to do with the necessity of integrated strategies, which would synchronize. Fintech investments, CSR initiatives, and stakeholder engagement to produce long-term sustainability results.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://doi.org/10.48112/tibss.v4i1.1234first seen 2026-05-06 00:33:23
gxceed は公開メタデータに基づく研究支援データセットです。要約・翻訳・解説は AI 支援で生成されています。 最終的な解釈・検証は利用者が原典資料に基づいて行うことを前提とします。