Insurance as a driver of green economic transformation: a comparative analysis of Western and Northern European countries
保険がグリーン経済変革を促進する：西ヨーロッパと北ヨーロッパの比較分析 (AI 翻訳)
Lyudmyla Voytovych, Roksolana Dub, Sofiya Smerega
🤖 gxceed AI 要約
日本語
本論文は、保険セクターがグリーン経済変革の重要な推進力として機能することを分析する。西・北ヨーロッパの比較分析を通じて、保険がリスク管理だけでなく、持続可能な投資促進や環境責任の向上に寄与する戦略的金融手段であることを示す。政策枠組みと連携した保険活用が、気候変動への適応と低炭素移行を加速させる可能性を強調している。
English
This paper analyzes how the insurance sector can drive green economic transformation. Comparing Western and Northern European countries, it shows that insurance functions beyond risk management as a strategic financial instrument to promote sustainable investments and environmental responsibility. The findings highlight the potential of insurance, supported by coherent policies, to accelerate climate adaptation and low-carbon transition.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本の保険業界は気候関連開示やESG投資で欧州に後れを取っている。本稿の欧州事例は、日本の保険会社がグリーン金融商品を開発し、政府のグリーン成長戦略と連携する際の参考となる。特に、規制とインセンティブ設計の比較分析は、日本版SSBJや移行金融の課題に示唆を与える。
In the global GX context
The paper provides a benchmark for countries integrating insurance into climate finance. Its comparative analysis of Western and Northern European regulatory approaches offers insights for global policymakers designing frameworks under the ISSB and CSRD. The emphasis on insurance as a driver of green investment aligns with the transition finance agenda and the role of financial institutions in decarbonization.
👥 読者別の含意
🔬研究者:Offers a structured comparison of European insurance-based climate finance mechanisms, useful for further empirical studies on policy effectiveness.
🏢実務担当者:Insurance and financial firms can learn from European green insurance products and ESG integration strategies to enhance their own offerings.
🏛政策担当者:Provides evidence on how regulatory frameworks and incentives can channel insurance toward green transformation, valuable for climate policy design.
📄 Abstract（原文）
The article examines the role of the insurance sector as a key driver of the green transformation of the economy, emphasizing its capacity to support climate-resilient development and accelerate the transition toward low-carbon growth. The main idea of the study is that insurance functions not only as a traditional risk-management mechanism but also as a strategic financial instrument that stimulates sustainable investments, promotes environmental responsibility among market participants, and reduces the vulnerability of national economies to climate-related threats. As countries increasingly face the consequences of climate change, the integration of insurance tools into environmental and economic policy becomes essential for ensuring long-term stability and competitiveness. The relevance of the research arises from the growing global demand for effective approaches to managing climate risks and financing green modernization. Western and Northern European countries demonstrate some of the most advanced practices in linking insurance with climate policy, including the development of green insurance products, the implementation of ESG-based investment strategies, and the introduction of regulations that encourage insurers to support sustainable projects. Their experience provides a valuable benchmark for other regions that are currently designing or improving their climate-finance frameworks. By conducting a comparative analysis of these European regions, the article identifies key similarities and differences in regulatory approaches, industry incentives, and market behavior. The findings highlight the potential of insurance to become a central pillar of green transformation when supported by coherent policy frameworks, cross-sector cooperation, and targeted investment strategies. The results of the study can be used to improve national climate policies, support economic decarbonization, and strengthen the resilience of financial systems in countries undergoing structural transformation.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.25140/2411-5215-2026-1(45)-224-237first seen 2026-07-13 04:43:28
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gxceed は公開メタデータに基づく研究支援データセットです。要約・翻訳・解説は AI 支援で生成されています。 最終的な解釈・検証は利用者が原典資料に基づいて行うことを前提とします。