How Corporate FinTech Enhances ESG Performance: An Integrated Framework of Resources, Technology, and Governance
企業のフィンテックがESGパフォーマンスを向上させる方法：資源・技術・ガバナンスの統合的枠組み (AI 翻訳)
Huiyun Zhang, Peiru Xie, Wenjie Li, Jinsong Kuang
🤖 gxceed AI 要約
日本語
本論文は、企業のフィンテック活用がESGパフォーマンスを向上させるメカニズムを、資源・技術・ガバナンスの統合フレームワークで解明。中国A株上場企業の2011～2023年データを用い、フィンテックが資金制約緩和による資源配分最適化、グリーンイノベーション促進、代理コスト低減を通じてESGを改善することを実証。特に財務困難企業や独立取締役比率が高い企業、制度環境が弱い地域で効果が顕著。
English
This study reveals how corporate fintech improves ESG performance through a framework integrating resources, technology, and governance. Using Chinese A-share listed firms from 2011-2023, it finds that fintech enhances ESG by alleviating financing constraints, promoting green innovation, and reducing agency costs. The effect is stronger for financially distressed firms, those with high independent director ratios, and regions with weak institutional environments.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本では、ESG評価や統合報告書での開示が進む中、フィンテック活用によるESG向上のメカニズムは、日本の企業や金融機関が新興市場での投資判断や自社のESG戦略を強化する際の参考となる。
In the global GX context
This paper adds empirical evidence from China on how fintech can drive ESG performance, relevant for global discussions on the role of digital technology in sustainable finance and for emerging markets seeking to compensate for weak institutions.
👥 読者別の含意
🔬研究者:Provides micro-mechanism evidence on how fintech influences ESG through resource, innovation, and governance channels.
🏢実務担当者:Offers insights on leveraging fintech to improve ESG performance, especially for firms facing financial constraints or weak governance.
🏛政策担当者:Suggests that promoting fintech can help compensate for institutional shortcomings and support green transformation in emerging markets.
📄 Abstract（原文）
In the grand context of the global convergence of the “dual-carbon” strategy and the digital economy, the underlying mechanisms by which corporate fintech impacts ESG performance remain a “black box” waiting to be explored. To this end, this study reveals the path by which corporate fintech unlocks ESG performance by constructing a theoretical framework that integrates resources, technology and governance. Based on data from Chinese A-share listed companies from 2011 to 2023, we found that corporate fintech can significantly improve ESG performance. Its core mechanism is to optimize resource allocation by alleviating financing constraints, promote green innovation-driven technological upgrades, and reduce agency costs to improve internal governance. Heterogeneity analysis further reveals that this effect is particularly prominent in companies with financial difficulties or high proportions of independent directors, and areas with weak institutional environments, highlighting the catalytic role of corporate fintech in specific situations. This study not only provides micro-mechanism evidence for digital technology to empower the sustainable development of enterprises but also offers important policy implications for emerging markets to leverage fintech to make up for institutional shortcomings and promote green transformation.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://doi.org/10.3390/su18031352first seen 2026-05-15 21:45:05
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