Green and Paperless Banking Towards Sustainable and Resilient Financial Services
持続可能で強靭な金融サービスに向けたグリーン・ペーパーレスバンキング (AI 翻訳)
Pere, Pooja Ganesh, Mutkule, B.N.
🤖 gxceed AI 要約
日本語
本論文は、グリーンかつペーパーレスの銀行業務が持続可能で強靭な金融サービスにどのように寄与するかを概念的に探求する。モバイルバンキングや電子決済などのデジタルプラットフォームを活用することで、銀行はエネルギー消費と紙使用を削減し、気候変動緩和に貢献する。また、金融包摂の促進やパンデミック時のレジリエンス強化の可能性を指摘する一方、デジタルデバイドやサイバーセキュリティの課題にも言及し、政策提言を行う。
English
This conceptual paper explores how green and paperless banking contributes to sustainable and resilient financial services. By adopting digital platforms like mobile banking and electronic payments, banks reduce energy and paper use, aiding climate mitigation. It highlights potential for financial inclusion and crisis resilience, while addressing challenges like the digital divide and cybersecurity, offering policy recommendations.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
In the global GX context
This paper provides a broad overview of green banking practices, relevant to global discussions on sustainable finance. It offers conceptual framing for integrating environmental considerations into banking operations, which aligns with frameworks like the UNEP FI principles but does not engage with specific disclosure or transition finance mechanisms.
👥 読者別の含意
🔬研究者:Provides a conceptual foundation for further empirical research on green banking adoption and impacts.
🏢実務担当者:Offers insights into paperless initiatives that can reduce operational footprint and improve efficiency.
🏛政策担当者:Lists policy recommendations for regulators to promote sustainable banking practices.
📄 Abstract（原文）
The twenty-first century has witnessed a remarkable convergence of finance, technology, and sustainability. As banks worldwide embrace digital transformation, the need for environmentally responsible practices has become increasingly urgent. Green and paperless banking has emerged as a crucial tool for striking a balance between financial innovation and ecological sustainability. By eliminating excessive paper usage, reducing energy consumption, and adopting digital platforms such as mobile banking, internet banking, and electronic payment systems, banks are not only improving operational efficiency but also contributing to climate change mitigation. This paper conceptually explores the significance of green and paperless banking in strengthening sustainable and resilient financial services. Drawing from global and Indian literature, it highlights how paperless initiatives enhance financial inclusion, promote ecological advancement, and contribute to resilience in times of crisis such as the COVID-19 pandemic. The paper also discusses challenges including the digital divide, cybersecurity risks, and customer awareness gaps. It concludes with policy recommendations for regulators, banks, and consumers to accelerate the transition toward sustainable and future-ready finance.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.5281/zenodo.18029746first seen 2026-05-14 21:33:41
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