A Study on Green Side of Digital Finance: How ESG and Fintech Are Converging
デジタルファイナンスのグリーン面：ESGとフィンテックの収束に関する研究 (AI 翻訳)
Dr. Hitesh G. Suthar, Dr. Ketan Rabhadia, Manish Gupta, Ms. Darshana Pednekar, Dr. Veena Prasad Vemuri
🤖 gxceed AI 要約
日本語
本稿は、ESG（環境・社会・ガバナンス）とフィンテックの融合が持続可能性に与える影響を分析する。グリーンフィンテックプラットフォーム、AI駆動のESGスコアリング、ブロックチェーンによるグリーンボンドの追跡可能性など、デジタルファイナンスが環境配慮型の意思決定を促進する仕組みを解説。規制圧力と消費者の意識向上がこの融合を加速しており、金融機関はESGフィルターを融資や投資判断に組み込んでいる。
English
This study examines how the convergence of ESG and fintech drives sustainability. It covers green fintech platforms, AI-driven ESG scoring, and blockchain-enabled traceability for green bonds. It highlights how regulatory pressures and consumer awareness are accelerating this integration, with digital tools embedding ESG filters into lending and investment decisions.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本では、SSBJや有価証券報告書でのESG情報開示が進む中、フィンテックを活用したESGデータ収集・分析の効率化は実務上の関心事。特に中小企業向けのグリーンファイナンス促進に役立つ可能性がある。
In the global GX context
Globally, this paper aligns with the growing trend of integrating ESG into mainstream finance via technology. It resonates with ISSB and EU SFDR frameworks that emphasize transparency and data quality, and shows how fintech can address the data gap in sustainability reporting.
👥 読者別の含意
🔬研究者:Provides a broad overview of current trends at the ESG-fintech intersection, useful for identifying research gaps.
🏢実務担当者:Offers insights on how to leverage fintech solutions for ESG integration, including tools for scoring and supply chain transparency.
🏛政策担当者:Highlights the role of regulation in driving ESG-fintech convergence, relevant for designing supportive policy frameworks.
📄 Abstract（原文）
In recent years, the convergence of Environmental, Social, and Governance (ESG) principles with financial technology (Fintech) has marked a significant shift in how businesses and investors approach sustainability. This paper explores the evolving landscape where digital finance is no longer just a tool for speed and convenience but also a catalyst for promoting green and ethical practices. Through innovations like green fintech platforms, AI-driven ESG scoring systems, and sustainable investment apps, financial institutions and startups are now leveraging technology to support environmentally conscious decision-making, promote transparency, and drive responsible investing. The study highlights how ESG-focused digital tools are becoming essential in mainstream finance, especially with rising consumer awareness, regulatory pressures, and corporate responsibility initiatives. It also discusses how Fintech solutions like blockchain enhance traceability in supply chains and green bonds, while digital banking platforms embed ESG filters into lending and investment decisions. By analyzing recent global trends and real-world use cases, the paper provides insights into the opportunities, challenges, and future direction of this powerful intersection of sustainability and technology.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://doi.org/10.25258/ijddt.16.19s.103first seen 2026-05-15 21:03:53
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