CLIMATE RISK AND FINANCIAL STABILITY: BUILDING RESILIENT FINANCIAL SYSTEMS IN THE FACE OF GLOBAL WARMING
気候リスクと金融安定性：地球温暖化に直面した強靭な金融システムの構築 (AI 翻訳)
Ari Purwanti, Ming Pong, Rit Som
🤖 gxceed AI 要約
日本語
本稿は気候リスクが金融安定性に与える影響を定性レビューにより分析。物理的・移行・責任リスクが資産評価や信用市場に波及し、既存のリスク評価・開示・プルーデンス規制にギャップがあることを指摘。気候関連ガバナンス強化と金融インセンティブの整合が安定性に不可欠と結論。
English
This qualitative review examines how climate risk affects financial stability through physical, transition, and liability channels, exposing gaps in risk assessment, disclosure, and prudential regulation. It concludes that integrating climate risk into supervision, stress testing, and capital allocation, along with improved data transparency and aligned incentives, is critical for systemic resilience.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本でも金融庁・日銀が気候リスクを重視し、TCFD開示や気候変動シナリオ分析が進む。本稿の示す監督・ストレステストへの統合は、日本の金融機関や規制当局にとって実務的な参考となる。
In the global GX context
As central banks and regulators globally (e.g., NGFS, ECB, Fed) accelerate climate stress testing and disclosure mandates, this paper provides a synthesized view of how climate risk transmits to financial instability and what governance responses are needed, supporting TCFD/ISSB-aligned frameworks.
👥 読者別の含意
🔬研究者:Provides a structured overview of transmission channels linking climate risk to financial stability, with implications for empirical modeling.
🏢実務担当者:Offers strategic guidance for financial institutions to integrate climate risk into risk management and capital planning.
🏛政策担当者:Highlights the need for proactive supervision, mandatory disclosure, and aligned financial incentives to safeguard systemic resilience.
📄 Abstract（原文）
Climate change has emerged as a systemic risk with profound implications for global financial stability, affecting asset valuations, credit markets, insurance systems, and macroeconomic resilience. Increasing frequency and severity of climate-related shocks expose financial institutions to physical risks, transition risks, and liability risks that challenge the robustness of existing financial frameworks. This study aims to examine how climate risk interacts with financial stability and to identify strategic approaches for building resilient financial systems in the context of global warming. The research adopts a qualitative analytical design based on an extensive review of secondary data, including peer-reviewed journal articles, policy reports, and regulatory frameworks issued by central banks and international financial institutions. The findings reveal that climate risk amplifies traditional financial vulnerabilities through channels such as asset stranding, credit reallocation, and systemic contagion, while also exposing gaps in risk assessment, disclosure practices, and prudential regulation. Evidence indicates that proactive integration of climate risk into financial supervision, stress testing, and capital allocation enhances systemic resilience and reduces long-term instability. The study concludes that strengthening climate-related financial governance, improving data transparency, and aligning financial incentives with climate objectives are critical for safeguarding financial stability.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://doi.org/10.70177/jmf.v4i2.3485first seen 2026-07-10 05:50:00
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gxceed は公開メタデータに基づく研究支援データセットです。要約・翻訳・解説は AI 支援で生成されています。 最終的な解釈・検証は利用者が原典資料に基づいて行うことを前提とします。