From Competition to Sustainability: How Banking Rivalry Influences Corporate ESG in Indonesia and Malaysia
競争から持続可能性へ：銀行間競争がインドネシアとマレーシアの企業ESGに与える影響 (AI 翻訳)
B. Saktiawan, T. R. Dewi, T. Risfandy, D. D. Hartomo
🤖 gxceed AI 要約
日本語
本研究は、インドネシアとマレーシアの588社を対象に、銀行間競争が企業のESGパフォーマンスに与える影響を分析。固定効果モデルを用いた結果、銀行競争の激化が融資へのアクセス改善や低金利を通じてESGを向上させることが明らかになった。特に非国有企業で効果が顕著であり、「競争-持続可能性」仮説を支持する。
English
This study examines how bank competition affects corporate ESG performance in Indonesia and Malaysia using panel data from 588 firms (2015-2024). Fixed effects analysis shows that increased bank competition boosts ESG performance by easing access to loans and lowering interest rates. Effects are stronger for non-state-owned enterprises, supporting the "competition-sustainability" hypothesis.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本の銀行業界でも、融資を通じた企業のESG支援が重要視されている。本結果は、銀行間競争が企業のサステナビリティ取り組みに与える正の効果を示唆し、日本の金融政策や地域銀行の競争促進策に示唆を与える。
In the global GX context
This paper offers empirical evidence from dual banking systems (Indonesia and Malaysia) that bank competition positively influences corporate ESG performance. For global readers, it highlights the role of financial market structure in advancing sustainability, with implications for policies that encourage competitive banking environments to support green finance.
👥 読者別の含意
🔬研究者:Provides new evidence on the bank competition-ESG nexus, contributing to financial intermediation and sustainability literature.
🏢実務担当者:Suggests that banks in competitive markets can enhance ESG-linked lending; firms should seek financing in competitive banking environments.
🏛政策担当者:Indicates that promoting bank competition, e.g., through lower capital requirements, can boost corporate ESG outcomes.
📄 Abstract（原文）
Limited access to financing has hindered companies’ ability to adopt sustainability programs, including environmental, social, and governance (ESG) initiatives. Furthermore, most companies still rely on bank loans for their funding. Separately, the debate between the “competition-fragility” and “competition-stability” views has been widely discussed, but its contribution to ESG campaigns within companies remains a black box in dual banking countries. This study examines the impact of bank competition on the ESG performance of companies in Indonesia and Malaysia. A quantitative approach and longitudinal panel data covering the 2015-2024 observation years, with 588 companies, were employed. Using fixed effects analyses, we found that increased bank competition boosts companies’ ESG performance by providing easier access to loans and lower interest rates after the credit selection effect. Our findings are even stronger in non-state-owned enterprises (non-SOE). These results also support the “competition-sustainable” hypothesis. Reflecting on these findings, policymakers and regulators can develop policies that foster a favorable climate for banking competition, supporting real sustainability commitments, one of which is lowering the minimum capital requirements for commercial banks.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://doi.org/10.1088/1755-1315/1608/1/012057first seen 2026-05-15 21:29:01
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