環境持続可能性のためのフィンテック主導のグリーンファイナンス
FinTech-Driven Green Finance for Environmental Sustainability (原題)
Yuhao Gu, Han Lai
🤖 gxceed AI 要約
日本語
本論文は、ブロックチェーン、AI、ビッグデータなどのフィンテックがグリーンファイナンスの効率性を向上させる経路を、環境透明性、環境リスク軽減、グリーンイノベーションの3つに分けて分析。実証分析により、ブロックチェーンが情報開示の信頼性を高め、AIが炭素会計の誤差を減らし、ビッグデータとIoTが排出のリアルタイム監視を可能にすることを示す。環境規制がフィンテックの効果を正に調整することを発見。
English
This paper explores how FinTech (blockchain, AI, big data) enhances green finance efficiency through environmental transparency, risk mitigation, and green innovation. Empirical results show blockchain improves disclosure authenticity, AI reduces carbon accounting errors, and big data+IoT enable real-time emission monitoring. Environmental regulation positively moderates FinTech's effect on green finance efficiency (interaction coefficient=0.163, P<0.01).
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本ではSSBJ開示や有報でのサステナビリティ情報開示が進む中、フィンテックを活用した環境情報の信頼性向上やグリーンウォッシュ抑制は、投資家対応や開示品質向上に示唆を与える。特にAIによる炭素会計の精度向上は、Scope 3算定の実務に応用可能。
In the global GX context
Globally, this paper contributes to the discourse on using technology to enhance green finance credibility, aligning with ISSB and CSRD requirements for reliable sustainability disclosure. The finding that FinTech reduces greenwashing and improves carbon accounting accuracy is relevant for transition finance and climate risk management.
👥 読者別の含意
🔬研究者:Provides empirical evidence on FinTech's role in green finance efficiency and greenwashing reduction, useful for further research on technology-enabled ESG evaluation.
🏢実務担当者:Offers insights into adopting blockchain and AI for improving environmental disclosure accuracy and carbon accounting, which can support compliance with disclosure standards.
🏛政策担当者:Highlights the moderating role of environmental regulation, suggesting that policies should encourage FinTech adoption to enhance green finance effectiveness.
📄 Abstract（原文）
Green finance is a key tool to achieve environmental governance and carbon neutrality under the "dual carbon" goals. Traditional green finance faces severe problems such as environmental information asymmetry, frequent greenwashing, and low efficiency of pollution reduction and carbon reduction. Financial technology (FinTech) such as blockchain, AI and big data provides a new path for environmental risk control, carbon emission management and green project supervision.Based on the ethical balance theory and environmental governance perspective, this paper explores three paths of FinTech enabling green finance: environmental transparency, environmental risk mitigation and green innovation. The results show that blockchain improves the authenticity of environmental information disclosure, AI significantly reduces carbon accounting errors, and big data + IoT realizes real-time supervision of enterprise pollution and carbon emissions. Environmental regulation positively moderates the promotion effect of FinTech on green finance efficiency (interaction coefficient = 0.163, P<0.01).This paper reveals that FinTech can effectively strengthen environmental governance capacity, restrain greenwashing, and improve the pollution reduction and carbon reduction effects of green finance. Finally, it puts forward strategies including environmental data standardization, technological inclusion and regulatory coordination, to provide references for green finance to better serve environmental protection and sustainable development.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://www.e3s-conferences.org/articles/e3sconf/pdf/2026/52/e3sconf_icemee2026_02013.pdffirst seen 2026-08-20 05:22:15 · last seen 2026-09-21 05:17:03
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