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The Association Between Climate Change Perception and Agricultural Insurance Adoption Among Food Legume Farmers: A Case Study from Baicheng City in Jilin Province of China

気候変動認識と食用マメ科作物農家の農業保険加入との関連:中国吉林省白城市の事例研究 (AI 翻訳)

Yarong Lyu, Mengjuan Li, Yihang Liu, Jingyi Zhou, Jiliang Ma

Risks📚 査読済 / ジャーナル2026-04-02#気候リスクOrigin: CN
DOI: 10.3390/risks14040082
原典: https://doi.org/10.3390/risks14040082
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🤖 gxceed AI 要約

日本語

本研究は、中国吉林省白城市の食用マメ科作物農家460戸を対象に、気候変動認識と農業保険加入の関係を分析。農家が認識する気温低下や霜害の深刻化が保険購入の意思決定と有意に関連し、生産組合への参加や減収経験も保険加入を促進することを発見。気候変動適応策としての保険普及に示唆を与える。

English

This study surveys 460 food legume farmers in Baicheng, China, analyzing how climate change perceptions influence agricultural insurance adoption. Results show that perceived lower temperatures and severe frosts positively correlate with insurance purchase, as do cooperative membership and past yield losses. The findings inform climate adaptation policy in drought-prone legume-growing regions.

Unofficial AI-generated summary based on the public title and abstract. Not an official translation.

📝 gxceed 編集解説 — Why this matters

日本のGX文脈において

中国の農業保険普及に関する実証研究。日本の農業保険制度や気候変動適応政策の参考になる可能性があるが、直接的な示唆は限定的。

In the global GX context

This study provides micro-level evidence on climate adaptation through insurance in rural China. It adds to global understanding of behavioral factors in adaptation but is specific to Chinese legume farmers.

👥 読者別の含意

🔬研究者:A methodologically sound study using binary probit and robustness checks on a survey dataset, relevant for researchers in agricultural climate adaptation.

🏛政策担当者:Offers insights for promoting agricultural insurance as an adaptation measure, emphasizing farmer perceptions, cooperative involvement, and targeted education.

📄 Abstract(原文)

Like other agricultural products, food legumes production faces uncertainty risks stemming from climate change, which may affect yields and consequently impact farmers’ livelihoods. Agricultural insurance serves as one of the climate change adaptation measures available to farmers, helping mitigate the impacts of climate change on agricultural production and livelihoods. While considerable attention has been paid to climate change adaptation through production-side measures, comparatively fewer micro level studies examine insurance adoption as an adaptive response, particularly among food legume farmers. Based on a survey of 460 food legume farmers in Baicheng City, Jilin Province of China, this study employs a binary probit regression model to analyze the relationship between climate change perceptions and farmers’ adoption of agricultural insurance as an adaptation measure. Farmers’ climate change perception is measured through four indicators: perceived changes in average annual temperature, precipitation, drought severity, and frost severity over the past five years. Robustness tests are conducted by using a replacement econometric model, altering the climate change perception variable, and implementing sample restriction. Results indicate that food legume farmers’ perceptions of climate change exhibits significant correlation with their agricultural insurance purchasing behavior. Farmers who perceive lower temperatures and more severe frosts are more inclined to purchase agricultural insurance. Participation in food legume production cooperatives and prior experience with yield reductions exert significant positive correlation with insurance purchase decisions. Therefore, enhancing targeted outreach and education, leveraging the role of cooperatives in insurance promotion, and implementing differentiated insurance promotion based on disaster experiences hold positive implications for reducing farmers’ exposure to climate change risks. The findings further offer valuable insights into climate adaptation policy in other drought-prone, legume-growing regions.

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