From Grey to Green: Transforming Informal Financial Practices Towards Sustainable Funding
グレーからグリーンへ：持続可能な資金調達に向けた非公式金融慣行の変革 (AI 翻訳)
null Alfina Rahmatia, null Arief Dwi Saputra
🤖 gxceed AI 要約
日本語
本論文は、非公式金融（グレーファイナンス）を持続可能な資金調達メカニズムへ転換する可能性を探る。感情分析と談話分析を用いて、信頼、金融包摂、環境責任、規制課題などのテーマを抽出し、グリーンファイナンスへの移行における課題と機会を明らかにする。政策立案者や実務者への示唆を提供する。
English
This paper explores the transformation of informal financial practices (grey finance) into sustainable funding mechanisms aligned with green finance. Using sentiment and discourse analysis on interviews and prior research, it identifies themes of trust, financial inclusion, environmental responsibility, and regulatory challenges. The study offers insights for policymakers and practitioners at the intersection of grey and green finance.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本のGX文脈では、非公式金融のグリーン転換は直接的には議論されていないが、地域金融機関やコミュニティベースの持続可能な資金調達に関心がある読者には参考になる。SSBJや有報との直接的な関連は薄い。
In the global GX context
Globally, this paper contributes to the discourse on sustainable finance by addressing the often-overlooked informal sector. It aligns with the broader trend of financial inclusion in green finance, though it lacks direct connection to TCFD, ISSB, or climate disclosure frameworks.
👥 読者別の含意
🔬研究者:Researchers studying sustainable finance or financial inclusion may find the methodological approach (sentiment and discourse analysis) useful for analyzing informal finance transitions.
🏢実務担当者:Practitioners in community finance or microfinance could use insights on trust and regulatory challenges to design green financial products for underserved communities.
🏛政策担当者:Policymakers interested in inclusive green finance may consider how to integrate informal financial practices into national sustainable finance roadmaps.
📄 Abstract（原文）
Informal financial practices, also known as grey finance, have always contributed to the economies of many countries, especially in communities with limited or no access to formal financing facilities. This study aims to address the transformation of these informal financial practices into sustainable financing mechanisms that align with the current global trend for green and ethical financial models. Sentiment and discourse analysis were used to understand the perceptions, motivations, and challenges from a financial transition perspective. The information is extracted from various empirical data in the form of interviews and textual data from previous research articles. Data analysis is conducted using Nvivo 12 software. Sentiment analysis helps identify the emotional tone of sentiments that describe the process of societal transformation. Discourse analysis is conducted in-depth to find the role tendencies in previous research. Among the discursive themes are trust, financial inclusion, environmental responsibility, and regulatory challenges significant in establishing a path toward sustainable finance. This study helps understand how informal financial practices can be restructured in line with ethical and sustainable financial principles while generating essential insights for policymakers and financial practitioners working at the intersection of grey and green finance. Ultimately, the study calls for an inclusive financial system sensitive to socio-economic and environmental variables. It promises to create a resilient and sustainable global financial system.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.19105/iqtishadia.v12i1.17513first seen 2026-05-05 19:07:11
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