<scp>FinTech</scp> and Environmental Sustainability: Evidence From Brazil
フィンテックと環境持続可能性：ブラジルからの証拠 (AI 翻訳)
Kemal Eyuboglu, Umut Uzar
🤖 gxceed AI 要約
日本語
本研究は、フィンテックが環境品質に与える影響を、ブラジルのデータ（1975～2024年）を用いて分析。負荷容量因子を指標とし、フィンテックが環境改善に有意に寄与することを示す。また、負荷容量曲線仮説がブラジルで確認され、フィンテックがグリーン変革の政策手段として機能し得ることを示唆する。
English
This study examines FinTech's impact on environmental quality in Brazil (1975-2024) using the load capacity factor. Results show FinTech significantly improves environmental quality. The Load Capacity Curve hypothesis is confirmed. FinTech can serve as a policy lever for green transformation, particularly through financing green investments and enhancing energy efficiency and carbon monitoring.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
ブラジル固有の実証研究だが、フィンテックがグリーン変革に果たす役割は日本でも注目される。日本のGX推進において、デジタル金融の環境効果を検討する際の参考となり得る。
In the global GX context
Provides empirical evidence from an emerging economy on FinTech's positive environmental impact. Adds to global discourse on sustainable finance and digital innovation for decarbonization, though Brazil-specific findings may not directly generalize.
👥 読者別の含意
🔬研究者:Offers empirical methodology and evidence on FinTech-environment nexus using load capacity factor.
🏢実務担当者:Suggests FinTech solutions can be leveraged for green financing and carbon monitoring.
🏛政策担当者:Highlights FinTech as a potential policy instrument for environmental sustainability in emerging economies.
📄 Abstract（原文）
ABSTRACT This study explores the dynamic interplay between economic growth and environmental sustainability from a FinTech perspective, using Brazil as a case study. While FinTech's contribution to green transformation, sustainable finance, and resource efficiency has gained increasing attention, a notable lack of empirical research remains to assess its direct environmental impacts. To address this gap, the study investigates how FinTech influences environmental quality by employing the load capacity factor as an indicator. Human development, economic growth, energy consumption, and trade openness are incorporated as control variables. The analysis covers the period from 1975 to 2024 and applies the Fourier Augmented Autoregressive Distributed Lag, with robustness checks conducted using Fully Modified Ordinary Least Squares and Canonical Cointegrating Regression estimators. The results demonstrate that FinTech exerts a positive and significant influence on the load capacity factor, implying improvements in environmental quality. Additionally, the Load Capacity Curve hypothesis is confirmed for Brazil. While energy consumption negatively affects environmental quality, the impacts of human development and trade openness are statistically insignificant. The findings suggest that FinTech could function as a strategic policy lever for advancing green transformation in Brazil. By facilitating the financing of environmentally friendly investments, digital financial innovations can play a vital role in achieving sustainable development objectives. Moreover, expanding FinTech‐driven solutions in areas such as energy efficiency, carbon monitoring, and environmental transparency may accelerate Brazil's transition toward a low‐carbon economy.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.1002/sd.70918first seen 2026-05-14 21:51:19
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