Corporate Finance in a Digital Green Economy: FinTech's Role in Enabling Sustainable Investment and Funding Models
デジタルグリーン経済におけるコーポレートファイナンス：フィンテックの持続可能な投資と資金調達モデルへの役割 (AI 翻訳)
Regita Natasya Subekti, Judith Tagal G. Sinaga, Valentine Siagian
🤖 gxceed AI 要約
日本語
本研究は、インドネシアの銀行におけるフィンテック導入とデジタルグリーン経済が持続可能な投資に与える影響を分析。フィンテックは正の効果を示す一方、デジタルグリーン経済は移行コストや構造的硬直性により負の効果を示した。技術導入だけでは不十分で制度的な整合性が重要であると結論。
English
This study analyzes the impact of FinTech adoption and digital green economy on sustainable investment in Indonesian banks. FinTech shows a positive effect, while digital green economy shows a negative effect due to transition costs and structural rigidities. It concludes that technological advancement alone is insufficient without institutional alignment.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
インドネシアの事例だが、日本の金融機関が新興市場で持続可能な投資を行う際のFinTech活用の示唆を含む。また、デジタルとグリーンの非対称な関係は日本のGX戦略にも参考になる。
In the global GX context
This paper offers rare empirical evidence from an emerging market on the interplay between FinTech and green finance, contributing to the global discourse on sustainable investment in developing institutional contexts. It highlights the short-term frictions in digital green transformation.
👥 読者別の含意
🔬研究者:Provides empirical evidence on the FinTech-green finance nexus in an emerging market, useful for comparative studies and theory building.
🏢実務担当者:Banks can learn the potential of FinTech to boost sustainable investment but need to manage transition costs and structural alignment.
🏛政策担当者:Suggests that green digital transformation may have short-term negative effects on investment, requiring supportive policies and institutional adjustments.
📄 Abstract（原文）
The integration of financial technology (FinTech) with the digital green economy has reshaped banking intermediation, particularly in emerging markets such as Indonesia Stock Exchange. However, empirical evidence regarding their combined influence on sustainable investment remains inconclusive. This study investigates the differential impact of FinTech adoption and digital green economy dynamics on sustainable investment among listed banking firms. It further advances the literature by positioning FinTech and green finance as interdependent mechanisms within Indonesia’s post-pandemic institutional context, rather than as isolated domains. Methods: This research adopts a quantitative design based on 408 firm-year observations of banks listed on the IDX. Multiple linear regression is employed to assess the influence of FinTech and digital green economy on sustainable investment. The analysis is complemented by rigorous classical assumption testing, including normality and multicollinearity diagnostics, to ensure model robustness. Results: The empirical findings demonstrate that FinTech has positive and statistically significant effect on sustainable investment, indicating its effectiveness in enhancing financial intermediation efficiency and transparency. Conversely, the digital green economy variable exhibits a negative coefficient, suggesting the presence of transitional inefficiencies, structural rigidities, and initial adjustment costs associated with early-stage implementation. Conclusion: The results highlight an asymmetric digital-green relationship: FinTech acts as an immediate catalyst for sustainable investment, while broader digital green transformation introduces short-term constraints that may hinder investment outcomes. These findings imply technological advancement alone is insufficient without institutional and structural alignment. Therefore, banks should emphasize targeted FinTech implementation to optimize sustainable investment performance within emerging digital green frameworks.
🔗 Provenance — このレコードを発見したソース
- crossref https://doi.org/10.37385/ceej.v7i5.10946first seen 2026-05-14 23:21:30
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