Participation in ROSCAs as a Driver of the Household Energy Transition in Cameroon
カメルーンにおけるロスカへの参加が家庭のエネルギー転換を促進する (AI 翻訳)
Moustapha Mounmemi, Arouna Kouandou
🤖 gxceed AI 要約
日本語
本研究は、カメルーンの家計調査データを用いて、インフォーマル金融（ロスカ）への参加がクリーン調理燃料の採用を促すか分析。プロビットモデルの結果、ロスカ参加はクリーン調理燃料採用確率を6.7%ポイント高め、特に都市部や貧困地域で効果が顕著。インフォーマルクレジットへのアクセスが主要な仲介経路であることを示した。
English
Using data from Cameroon, this study investigates whether participation in rotating savings and credit associations (ROSCAs) promotes adoption of clean cooking fuels. Probit models show a 6.7 percentage point increase in adoption likelihood, strongest among urban and poorer households. Informal credit access is the key mediator. The findings highlight the role of informal finance in energy transitions in low-income settings.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
カメルーンの事例ではあるが、日本でも途上国向けのクリーンクッキング事業や国際協力に関心がある企業・団体にとって、インフォーマル金融がエネ転を促進するメカニズムを示す点で示唆に富む。直接的な日本GX政策との関連は薄いが、SSBJやTCFDとは無関係。
In the global GX context
This paper provides evidence on how informal financial mechanisms can ease liquidity constraints for clean cooking adoption, relevant for global development finance and energy access. It extends the GX discourse beyond corporate disclosure to household-level energy transitions in the Global South.
👥 読者別の含意
🔬研究者:Researchers interested in finance-energy nexus in developing countries will find empirical evidence on ROSCAs as a driver for clean cooking.
🏢実務担当者:Practitioners designing clean cooking programs can leverage insights on targeting ROSCA participants and integrating informal credit channels.
🏛政策担当者:Policymakers in low-income countries may consider strengthening informal financial networks to accelerate clean energy adoption.
📄 Abstract（原文）
In the absence of well‐functioning formal financial institutions, many households in Sub‐Saharan Africa rely on informal mechanisms to mobilize savings and credit. While a substantial literature has examined the effects of these arrangements on outcomes such as nutrition, food security and resilience to adverse shocks, their potential to facilitate the energy transition—one of the core Sustainable Development Goals—remains largely unexplored. This study fills this gap by investigating whether participation in rotating savings and credit associations (ROSCAs), as a key informal financial institution, can ease liquidity constraints and promote the adoption of clean cooking technologies in Cameroon. Using data from the Fifth Cameroon Household Survey, we estimate probit models and use ROSCA membership as a proxy for access to informal financial networks. Our results show that ROSCA participation increases the likelihood of adopting clean cooking fuels by 6.7 percentage points. The association is strongest among urban households and those in regions below the national poverty threshold, likely due to better infrastructure, market access and stronger social networks. Mediation results indicate that access to informal credit is the main channel through which ROSCA participation relates to clean cooking adoption. Overall, the findings highlight the structuring role of informal finance in relaxing liquidity constraints and supporting the energy transition in low‐income settings, particularly where formal financial markets remain underdeveloped. By linking informal finance directly to energy outcomes, this study extends the literature on ROSCAs and provides actionable insights for policy interventions aimed at scaling up clean cooking adoption.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://doi.org/10.1002/jid.70081first seen 2026-05-15 21:35:11
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