中小企業向けグリーンファイナンスにおけるサステナビリティ動向
Sustainability trends in green financing for SMEs (原題)
Irin Nahar Maghnolia Shara, Monika Akter
🤖 gxceed AI 要約
日本語
本論文は、中小企業（SME）のグリーンファイナンス普及を巡る世界的な動向・促進要因・障壁をレビューする。コーポレートガバナンス、ステークホルダー関与、規制インセンティブが導入を後押しする一方、不明確な規制、厳格な担保要件、金融リテラシー不足、セクター別資金アクセスの制約が障壁となる。中国、パキスタン、マレーシア、インドネシア、ベトナム、米国、欧州の事例から、地域・業種間の導入格差と政策示唆を提示する。
English
This review examines global patterns, drivers, and barriers in green financing for SMEs. Governance, stakeholder engagement, and regulatory incentives enable adoption, while unclear rules, collateral requirements, low financial literacy, and limited sector-specific funding constrain it. Drawing on evidence from China, Pakistan, Malaysia, Indonesia, Vietnam, the US, and Europe, it highlights uneven adoption and offers practical policy insights.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本ではSSBJ基準・有報開示の拡大が中小企業にも波及しつつあり、サプライチェーン上のScope 3データ要求と連動してSMEの資金調達・開示負担が論点となる。本レビューは地域横断の障壁整理として、日本の地域金融・信用保証制度の設計議論に示唆を与える。
In the global GX context
As ISSB/CSRD-driven disclosure cascades down supply chains, SMEs face growing reporting and financing pressure. This review maps cross-regional barriers and enablers, offering a comparative frame for global disclosure scholarship on how smaller firms access transition finance.
👥 読者別の含意
🔬研究者:Provides a structured cross-regional synthesis of drivers and barriers in SME green finance that can anchor comparative empirical work.
🏢実務担当者:Useful for sustainability teams assessing how disclosure requirements and lender expectations affect SME suppliers' access to green capital.
🏛政策担当者:Highlights the need for clearer SME-specific green finance rules, collateral flexibility, and financial literacy programs.
📄 Abstract（原文）
Green financing has emerged as a key tool for promoting sustainability among Small and Medium Enterprises (SMEs), yet many SMEs continue to face challenges in accessing the funds required for sustainable transition. Critical enablers such as strong corporate governance, effective stakeholder engagement, and supportive regulatory incentives expand opportunities for SMEs to adopt sustainable practices. While green finance promotes environmental responsibility, innovation, and transparency through sustainability reporting, its implementation remains uneven across regions and industries. Barriers including unclear regulations, stringent collateral requirements, low financial literacy, and limited access to sector-specific financing continue to hinder adoption. This paper reviews global patterns, key drivers, and major obstacles shaping green financing for SMEs, drawing evidence from China, Pakistan, Malaysia, Indonesia, Vietnam, the United States, and Europe. By examining diverse regional contexts, the study highlights the conditions that facilitate or constrain the adoption of green finance and offers practical insights for strengthening SME development through sustainable financing.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.67508/iub.icebtm.2025.021first seen 2026-11-05 04:32:07 · last seen 2026-11-06 04:26:24
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