The impact of financial inclusion on renewable energy consumption: cross-country evidence
金融包摂が再生可能エネルギー消費に与える影響：クロスカントリー証拠 (AI 翻訳)
Sorin Gabriel Anton, Anca Elena Nucu
🤖 gxceed AI 要約
日本語
81カ国のデータを用い、金融包摂（FI）が再生可能エネルギー消費（REC）に与える影響を分位点回帰で分析。FIはRECに負の影響を与え、金融サービス拡大が再生可能エネルギーへの移行前に従来型エネルギーへの依存を促す可能性を示唆。上位分位で負の関係が顕著で、政策なしではグリーン移行に逆行する恐れ。
English
Using data from 81 countries, this study examines the impact of financial inclusion (FI) on renewable energy consumption (REC) via quantile regression. FI is negatively associated with REC, suggesting that expanded financial services may increase reliance on conventional energy before transition. The negative effect is pronounced in upper quantiles, implying that without targeted policies, FI may hinder green transition.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本では金融包摂の概念は直接的でないが、途上国支援や国際協力の文脈で参考になる。再生可能エネルギー普及には政策連動が重要であることを示唆。
In the global GX context
This cross-country evidence informs global discussions on aligning financial systems with sustainability targets, highlighting the need for policy incentives to ensure financial inclusion supports rather than hinders renewable energy adoption.
👥 読者別の含意
🔬研究者:金融包摂と再生可能エネルギーの負の関連を分位点回帰で示した実証研究として有用。
🏢実務担当者:金融機関は再生可能エネルギー投資を促進する商品設計に示唆を得られる。
🏛政策担当者:金融包摂政策と再生可能エネルギー促進政策の連携の必要性を示す。
📄 Abstract（原文）
Abstract Financial inclusion (FI) and renewable energy consumption (REC) are important drivers of long-term economic resilience, and it is essential to understand the nexus between these dual objectives to align inclusive financial systems with global sustainability targets. The paper investigates the impact of FI on REC using a large sample of 81 countries. Based on triennial data from the Global Findex Database, we construct three FI indices and, employing a quantile regression (QR) approach, the role of these FI indices in promoting sustainable energy consumption is investigated, while controlling for selected macroeconomic determinants of REC. The empirical findings show a negative relationship between FI indices and REC, which could suggest that expanded financial services may facilitate greater reliance on conventional energy sources before the transition to renewable energy sources. This relationship should be interpreted with caution, as it may reflect transitional factors, rather than a direct causal effect. Moreover, we highlight that the impact of FI on REC is not uniform across all levels of REC, meaning that distributional heterogeneity of REC should be considered in the process of ensuring access to finance. Overall, the negative and statistically significant relationship observed in upper quantiles between FI and REC indicates that, while FI is crucial for economic growth, without targeted policies or incentives towards renewable energy, it might lead to a higher reliance on conventional energy sources, rather than a shift towards greener alternatives. The results are robust to alternative methodologies and subsample analysis and strive to offer insights for policymakers, investors, and stakeholders.
🔗 Provenance — このレコードを発見したソース
- openalex https://doi.org/10.1007/s10644-026-10031-7first seen 2026-08-01 05:13:13
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