FinTech活用型気候インテリジェンスが持続可能な投資判断とグリーン資本配分に与える影響

Unofficial AI-generated summary based on the public title and abstract. Not an official translation.

🔬研究者:FinTech×気候インテリジェンス×持続可能金融の理論枠組みと、実データ検証が不可欠という方法論的教訓を提供する。

🏢実務担当者:気候情報を投資評価やグリーンファイナンスに組み込む際の条件（開示・規制・機関優先度）を検討する材料になる。

🏛政策担当者:気候情報開示と規制支援がグリーン資本配分を促す条件整備の重要性を示唆する。

This study examines how climate intelligence, enabled by financial technology (FinTech), influences sustainable investment decisions and the allocation of green capital. It considers the opportunities created by digital financial technologies, artificial intelligence, big data analytics, and climate-risk assessment applications, in investment appraisal and in redirecting financial flows toward climate-friendly investments. A quantitative, cross-sectional survey design was used with 300 respondents comprising investment professionals, financial analysts, banking professionals, and individuals involved in sustainable finance. Data were analysed using descriptive statistics, reliability analysis, Pearson correlation, and regression analysis. The results indicate a positive relationship between FinTech-enabled climate intelligence and sustainable investment decisions (β = .52, “p” < .001), accounting for 27% of the variance. FinTech-enabled climate intelligence also positively predicts green capital allocation (β = .47, “p” < .001), accounting for 22% of the variance. Sustainable investment decisions and green capital allocation were strongly correlated (“r” = .61, “p” < .01). The findings suggest that digital climate intelligence can support sustainability-based investment appraisal and green financing practices, with favourable environmental information, disclosure and regulatory support, and institutional priorities as important conditions. The study adds a theoretical lens to the FinTech–climate intelligence–sustainable finance literature. The numerical results reported here were generated artificially and are illustrative of statistical procedure rather than actual evidence. Future research using genuine survey responses and institutional investment records is needed to establish whether, and under what circumstances, climate intelligence improves sustainable investment outcomes. References Chen, H. 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