Inclusive finance and carbon productivity: a new perspective from OECD countries
包摂的金融と炭素生産性：OECD諸国からの新たな視点 (AI 翻訳)
Xiaoli Hao, Liang Hongze, Qingyu Sun, Ke Li, Haitao Wu
🤖 gxceed AI 要約
日本語
本研究は、33のOECD加盟国を対象に、金融包摂（FI）が炭素生産性（CP）に与える影響を2010～2019年のデータで実証分析した。結果、FIはCPを直接的に向上させ、低炭素消費・エネルギー構造・技術革新を媒介する間接効果も確認。非ユーロ圏や所得格差が大きい国、環境規制が厳しい時期で効果が強いことを示した。
English
This study empirically examines the impact of financial inclusion (FI) on carbon productivity (CP) across 33 OECD countries from 2010 to 2019. It finds that FI directly enhances CP, with partial mediation through low-carbon consumption, energy structure, and technological upgrades. The positive effect is stronger in non-Eurozone countries, higher income inequality settings, and periods of stricter environmental regulation.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本はOECD加盟国であり、金融包摂が炭素生産性向上に寄与する経路は国内の地域金融や企業向け融資にも応用可能。ただし、日本固有の制度や開示文脈（SSBJ等）との接続は直接的ではない。
In the global GX context
This paper contributes to the global discussion on transition finance by showing how inclusive finance can support decarbonization. It offers empirical evidence relevant to policymakers designing financial inclusion strategies aligned with climate goals, complementing ISSB/CSRD disclosure frameworks that emphasize access to capital for green activities.
👥 読者別の含意
🔬研究者:Provides robust empirical evidence on the finance-carbon productivity nexus with mediation analysis, useful for further research on climate finance.
🏢実務担当者:Financial institutions can use these insights to design inclusive products that support clients' low-carbon transitions.
🏛政策担当者:Highlights how financial inclusion policies can double as climate policy tools, relevant for OECD and emerging economies.
📄 Abstract（原文）
Within the severe context of climate change, enhancing Carbon Productivity (CP) to mitigate the rise in carbon emissions during economic development is pivotal for fostering a low-carbon economic transition. Financial Inclusion (FI), by expanding financial services, has enabled the allocation of capital to various sectors, including those focused on environmental sustainability. Nonetheless, the precise effect of FI on CP remains ambiguous at the international level. This study, based on the data from 33 OECD member countries from 2010 to 2019, empirically examines the impact of FI on CP. Our findings indicate: (1) FI directly enhances CP, with a marginal effect of 0.014%. This direct impact remains robust after undergoing various robustness checks and addressing endogeneity concerns. (2) Panel quantile regression further confirms this causal relationship, showing that the impact of FI on CP is consistently positive. However, the positive impact exhibits an “increase-decrease” inverted “V” pattern as CP improves. (3) Mechanism analysis of indirect impact reveals that the low-carbon consumption, energy structure, and technology upgrades exert significant partial mediating effects. (4) The positive impact of FI on CP varies across different contexts, showing a range of heterogeneities. The impact is particularly stronger in non-Eurozone countries, in settings with higher levels of income inequality, and during the period of stricter environmental regulation. First published online 31 July 2026
🔗 Provenance — このレコードを発見したソース
- openalex https://doi.org/10.3846/tede.2026.25408first seen 2026-08-02 05:47:18
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