gxceed
← 論文一覧に戻る

Toward a Digital and Sustainable Finance Ecosystem: A Systematic Review and Bibliometric Analysis on Fintech and ESG

デジタルで持続可能な金融エコシステムに向けて：フィンテックとESGの系統的レビューと計量書誌分析 (AI 翻訳)

Md Sharif Hassan, Fatema Tuz Zahra, Firdous Mohd Farouk, Wan Nordin Wan Hussin

Business Strategy & Development📚 査読済 / ジャーナル2026-05-13#ESG
DOI: 10.1002/bsd2.70349
原典: https://doi.org/10.1002/bsd2.70349

🤖 gxceed AI 要約

日本語

この研究は、フィンテックとESGの統合に関する文献を228件対象に計量書誌分析を行い、主要なトレンドと研究ギャップを特定した。初期の研究は金融包摂に焦点を当てていたが、近年はブロックチェーンやAIなどの技術がグリーンファイナンスを促進している。5つの研究ギャップをTCCMフレームワークで整理し、今後の研究課題を提示している。

English

This study conducts a bibliometric analysis of 228 documents on FinTech and ESG integration from 2020–2025. It identifies trends: early focus on financial inclusion, later on blockchain, AI, and big data driving green finance. Five research gaps are outlined, and a TCCM framework provides a research agenda for sustainable digital finance.

Unofficial AI-generated summary based on the public title and abstract. Not an official translation.

📝 gxceed 編集解説 — Why this matters

日本のGX文脈において

日本のGX文脈では、フィンテックとESGの融合はまだ発展途上であり、本レビューは今後の研究方向性を示す点で参考になる。ただし、国内の具体的な規制や事例には踏み込んでいないため、応用には別途検討が必要。

In the global GX context

In the global GX context, this review highlights how FinTech can enable sustainable finance, but it does not address specific climate disclosure or carbon pricing mechanisms. It is useful for researchers mapping the interdisciplinary landscape.

👥 読者別の含意

🔬研究者:Provides a structured research agenda using TCCM framework for advancing FinTech-ESG scholarship.

🏢実務担当者:Highlights technological drivers (blockchain, AI) that can be leveraged for green finance solutions.

🏛政策担当者:Identifies gaps in regulatory frameworks for ESG-oriented digital finance, informing potential policies.

📄 Abstract（原文）

The integration of Financial Technology (FinTech) with Environmental, Social, and Governance (ESG) considerations highlights the burgeoning potential of digitally enabled green finance solutions. This study responds to the emerging stream of research at this interdisciplinary nexus by undertaking a systematic bibliometric analysis of 228 documents indexed in the Scopus database, over the period 2020–2025. It aims to identify key trends, influential authors, and leading journals in this field. It further conducts a systematic review, using VOS viewer and R Studio (Bibliometrix) to demonstrate shifts in research themes within the FinTech‐ESG domain. While early research themes focused on financial inclusion, subsequent studies emphasize the technological drivers of green finance, particularly blockchain, artificial intelligence, and big data as well as the transitions toward carbon neutrality and the circular economy. The study identifies five major research gaps: (i) limited longitudinal evidence on the impact of FinTech on ESG; (ii) insufficient research on the ESG‐transformative role of FinTech in developing economies; (iii) lack of cross‐country comparative studies; (iv) underexplored linkages between governance and FinTech; (v) absence of well‐developed empirical frameworks examining the interplay between decentralized finance and the circular economy. The gaps are addressed by employing a structured TCCM (Theory‐Context‐Characteristics‐Methodology) framework, which provides a coherent research agenda to advance theory development, inform ESG‐oriented digital finance regulatory framework for policymakers, and help practitioners in sustainable FinTech value creation.

🔗 Provenance — このレコードを発見したソース

🔔 こうした論文の新着を逃したくない方は キーワードアラート に登録（無料・3キーワードまで）。

gxceed は公開メタデータに基づく研究支援データセットです。要約・翻訳・解説は AI 支援で生成されています。 最終的な解釈・検証は利用者が原典資料に基づいて行うことを前提とします。