International Climate Protocols and the Indian Banking Sector: A Systematic Review of Adoption, Implementation, and Policy Alignment
国際気候プロトコルとインド銀行セクター：採用、実施、政策整合性に関する系統的レビュー (AI 翻訳)
Alok Sherry
🤖 gxceed AI 要約
日本語
本論文は、インド銀行セクターにおけるパリ協定、UN PRB、TCFD、グリーンボンド原則などの国際気候プロトコルの採用状況を系統的にレビュー。2015～2025年の文献・規制文書・サステナビリティ報告書を分析し、プロトコルコンプライアンスマトリックスを構築。結果、外国系銀行（DFC銀行、アクシス銀行など）はTCFDやUN PRBに積極的だが、全体としてグリーンタックスやESG開示基準の未整備、気候リスク管理能力の不足が課題と指摘。気候変動の財務影響の強制報告やグリーンタクソノミー推進などを提言。
English
This systematic review examines the adoption of international climate protocols (Paris Agreement, UN PRB, TCFD, Green Bond Principles) by the Indian banking sector. Analyzing literature, regulatory documents, and sustainability reports from 2015-2025, it finds inconsistent compliance: foreign banks show proactive behavior, but national-level green tax, standardized ESG disclosure, and climate risk management capacity are lacking. Recommendations include mandatory climate financial impact reporting, advancing green taxonomy, and training hubs.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本でもSSBJや有報での気候開示が進む中、インド銀行セクターのTCFD等への対応状況を比較分析した本稿は、日本企業の海外拠点やグローバルサプライチェーンにおけるベンチマークとして活用可能。ただし、日本の制度（グリーンタクソノミーや開示基準）との直接的な接点は限定的。
In the global GX context
This paper provides a valuable lens on how an emerging economy's banking sector adopts global climate protocols, relevant for understanding implementation gaps in Global South contexts. For global GX practitioners, it highlights the need for capacity building and standardized disclosure even in large financial systems, complementing developed-nation studies under TCFD and ISSB frameworks.
👥 読者別の含意
🔬研究者:Provides a PRISMA-based systematic review methodology for assessing climate protocol compliance in banking, with a case from India.
🏢実務担当者:Indian banks can use the compliance matrix to benchmark their own adoption of TCFD, UN PRB, and green bond standards.
🏛政策担当者:Indian regulators (RBI, SEBI) can reference the identified gaps in green taxonomy and mandatory disclosure for policy design.
📄 Abstract（原文）
The banking sector is a leader in ensuring climate-resilient and sustainable development, as climate change has become one of the most serious systemic risks to global financial systems. This study examines the alignment of the Indian banking sector with primary international climate policies, including the Paris Agreement, the UN Principles for Responsible Banking (UN PRB), the AICPR Principles (EP), the Task Force on Climate-related Financial Disclosures (TCFD), and the Green Bond Principles (GBP). The fundamental aims are to determine the relevance between international and national models, evaluate the degree of adoption by Indian banks, and assess regulatory readiness and operational issues. The literature review underlying the analysis was conducted following the PRISMA 2020 approach, considering both the existing literature on the topic, regulatory circulars, and sustainability reports of all listed companies available during the period from 2015 to 2025. Data from peer-reviewed journals, RBI and SEBI documents, ESG reports of the central banks of India, and official documents related to the climate framework were used to develop a protocol compliance matrix. The results indicate inconsistent and incomplete compliance: on the one hand, standardised foreign banks, including DFC Bank and Axis Bank, reveal proactive behaviour towards various protocols and standards, such as the TCFD and UN PRB; on the other hand, the compliance of change towards advancing them. The main limitations are associated with the lack of a national-level green tax establishment and standardised ESG disclosure requirements, as well as the insufficient capacity of institutions in terms of climate risk management. The research suggests implementing compulsory reporting of the financial impacts of climate change, advancing the green taxonomy in India, expanding the use of the Equator Principles, and establishing climate risk training hubs. As a consequence, they need to address these aspects to fulfil the global sustainability goals, prevent jeopardising the ecosystem, and maintain it for a prolonged period, both globally and in India.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.62823/mgm/ijaer/01.03.93first seen 2026-05-05 19:08:55
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