持続可能な金融と責任ある資本配分のためのフィンテック活用ESG投資
Fintech Enabled ESG Investing for Sustainable Finance and Responsible Capital Allocation (原題)
Khaizure Mirdad, K. Hartomo, Muhamad Yusup, Faustin Devanda
🤖 gxceed AI 要約
日本語
本論文は、フィンテックがESG投資の情報アクセス・透明性・効率性の障壁をどう緩和するかを、プラットフォームや規制報告、投資家行動の比較分析と定性テーマ分析で検討した。リアルタイムESG情報の提供、自動ポートフォリオ配分、デジタル分析による透明性向上、持続可能商品へのアクセス拡大が確認された。フィンテック普及は投資家エンゲージメントと持続可能投資への資本流入を促す一方、ESGデータ標準化や規制整合、信頼性、技術アクセスの課題が残ると指摘する。
English
This study examines how fintech lowers barriers to ESG investing—information access, transparency, efficiency, and investor awareness—using descriptive comparative and qualitative thematic analysis of platforms, regulatory reports, and investor behavior. Findings show fintech improves real-time ESG data access, automated sustainability-aligned portfolio allocation, transparency via digital analytics, and access to sustainable products. Greater fintech adoption is associated with higher investor engagement and capital flows to sustainable investments, though ESG data standardization, regulatory alignment, reliability, and accessibility remain barriers.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本ではSSBJ基準や有報でのサステナビリティ開示が進み、ESGデータの標準化と投資家向け透明性が課題となる中、フィンテックによる情報基盤整備は統合報告書や投資家対応の実務に示唆を与える。
In the global GX context
Amid global momentum toward ISSB/TCFD-aligned disclosure and CSRD, this paper speaks to how digital infrastructure can operationalize ESG data for investors, though it highlights the persistent gap in data standardization and regulatory alignment that global disclosure frameworks aim to resolve.
👥 読者別の含意
🔬研究者:ESG投資におけるフィンテックの役割を整理する枠組みとして、情報アクセスと透明性の障壁を定量化する研究の出発点になる。
🏢実務担当者:ESGデータのリアルタイム取得や自動ポートフォリオ配分のツール選定、投資家向け透明性向上の実務に活用できる。
🏛政策担当者:ESGデータ標準化と規制整合の必要性を裏付け、フィンテック活用を促す政策設計の根拠となりうる。
📄 Abstract（原文）
The increasing global emphasis on sustainability has transformed financial markets by encouraging the integration of Environmental, Social, and Governance (ESG) criteria into investment decision-making. Despite this development, barriers related to information accessibility, transparency, investment efficiency, and limited investor awareness continue to constrain the broader adoption of ESG investing. This study examines the role of Financial Technology (Fintech) in addressing these barriers and strengthening the adoption and effectiveness of ESG investment practices. A descriptive comparative analysis combined with qualitative thematic analysis was employed to examine Fintech platforms, regulatory reports, investor behavior studies, and ESG investment trends, complemented by a quantitative assessment of ESG investment flows facilitated by digital technologies. The findings indicate that Fintech contributes to ESG investing by improving access to real-time ESG information, enabling automated portfolio allocation based on sustainability criteria, increasing transparency through digital data and analytics, and expanding access to sustainable investment products. The analysis also suggests that greater Fintech adoption is associated with increased investor engagement and capital flows toward sustainable investment opportunities. These findings highlight Fintech as an important enabler of more inclusive, efficient, and transparent ESG investment ecosystems. However, challenges related to ESG data standardization, regulatory alignment, data reliability, and technological accessibility remain significant barriers to maximizing its potential. Overall, the study demonstrates that the strategic integration of Fintech into sustainable finance can accelerate ESG investment adoption while supporting the broader transition toward environmentally responsible, socially inclusive, and financially sustainable investment practices.
🔗 Provenance — このレコードを発見したソース
- semanticscholar https://journal.pandawan.id/sabda/article/download/1146/821first seen 2026-10-17 05:20:08 · last seen 2026-11-06 05:33:41
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