SUSTAINABLE BANKING MODELS: LESSONS FOR INDIAN BANKS FROM GLOBAL BEST PRACTICES
持続可能な銀行モデル：インドの銀行へのグローバルベストプラクティスからの教訓 (AI 翻訳)
Shilpa Laxman Chabukswar, Kishor Shankar Nikam
🤖 gxceed AI 要約
日本語
本論文は、インドの銀行が持続可能な銀行モデルを導入するためのグローバルベストプラクティスを比較分析。ESG原則、グリーン融資、サステナビリティ報告などを取り上げ、インド銀行の実践と国際基準とのギャップを指摘し、包括的なフレームワークの採用を提言。
English
This paper analyzes global sustainable banking models, focusing on ESG integration, green lending, and sustainability reporting. It finds that Indian banks lag behind international best practices and recommends comprehensive sustainability frameworks, enhanced green financing, and environmental accountability.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本の銀行にとっても、ESG・気候関連開示（SSBJ基準）への対応が急務であり、本稿のグローバルベンチマーク比較と推奨は参考になる。特にグリーンボンドやカーボンニュートラル運営の事例は日本企業にも示唆がある。
In the global GX context
This paper contributes to the global GX discourse by comparing sustainable banking models across regions, highlighting the gap between emerging economies like India and leading practices in EU/US. It aligns with TCFD/ISSB frameworks and underscores the need for robust sustainability disclosure in banking.
👥 読者別の含意
🔬研究者:Comparative framework of sustainable banking models provides a basis for further research on cross-country adoption of ESG practices.
🏢実務担当者:Recommendations offer actionable steps for Indian banks to improve green financing and disclosure, relevant for sustainability teams.
🏛政策担当者:Highlights regulatory gaps in India's banking sector compared to global standards, useful for shaping sustainability disclosure requirements.
📄 Abstract（原文）
The growing concern about environmental degradation and climate change has prompted financial institutions globally to integrate sustainability into their operations. This paper discusses the sustainable banking models adopted globally and highlights some of the key lessons that can be used to reinforce Indian banks' green and responsible banking frameworks. The research looks at how major international banks from European Union countries, the United States, and emerging economies have incorporated ESG principles, green lending practices, and sustainability reporting into their business model strategies. Successful initiatives such as carbon-neutral operations, green bonds, and digital eco-friendly services, which pave the way for greater financial inclusions with minimal environmental impact, are also discussed here. This paper adopts a comparative and an analytical approach based on secondary data to review the sustainability banking models presented above with their correspondence to the UN SDGs and world standards such as the Equator Principles. The outcomes indicate that although Indian banks have initiated green practice, there is still a difference between their actual implementation and disclosure and global benchmarking. The paper concludes with recommendations for Indian banks to adopt comprehensive sustainability frameworks, enhance green financing, and foster a culture of environmental accountability within the banking ecosystem.
🔗 Provenance — このレコードを発見したソース
- openaire https://doi.org/10.38193/ijrcms.2026.sp8101first seen 2026-05-14 22:35:16
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