トランジションファイナンス、デジタルバンキング、健全性の安定性
Transition Finance, Digital Banking, and Prudential Stability (原題)
Doni Sugianto Sihotang, Usep Suhud, Agung Wahyu Handaru, Tri Melliyanti, Fismayatni Cholifah, Muhammad Khairul Amal
🤖 gxceed AI 要約
日本語
ユーロ・地中海地域の金融システムを対象に、気候移行リスク、デジタルバンキング化、健全性規制の交差点を分析する章。従来の自己資本規制が気候変動・AI・デジタル金融エコシステム由来のシステミックリスクに十分対応できていないと指摘。持続可能な金融ガバナンスの調和、AI活用監督、気候適応型リスク管理、デジタル強靭性を備えた規制枠組みの統合的解決策を提案する。
English
This chapter examines how climate transition risk, digital banking transformation, and prudential stability intersect in the Euro-Mediterranean financial landscape. It argues that conventional capital adequacy models fall short of addressing systemic risks from climate change, AI, and digital financial ecosystems. It proposes harmonized sustainable finance governance, AI-driven supervision, climate-adaptive risk management, and digitally resilient regulatory frameworks.
Unofficial AI-generated summary based on the public title and abstract. Not an official translation.
📝 gxceed 編集解説 — Why this matters
日本のGX文脈において
日本の金融庁による気候関連リスクの健全性規制への統合や、SSBJ基準と銀行監督の連携を考える上で、欧州の規制断片化と調和の議論は参考になる。デジタル銀行とAI監督の統合は、日本の金融機関のトランジション・ファイナンス実務にも示唆を与える。
In the global GX context
As ISSB/CSRD and prudential frameworks converge, this chapter's call for harmonized sustainable finance governance and AI-driven supervision speaks directly to global debates on climate-sensitive capital regulation and regulatory fragmentation. It adds a Euro-Mediterranean perspective to transition finance and cyber resilience discussions relevant to TCFD-aligned supervision.
👥 読者別の含意
🔬研究者:Provides a conceptual framework linking climate transition risk, digital banking, and prudential regulation, useful for structuring research on regulatory adequacy.
🏢実務担当者:Highlights the need for banks to integrate climate-adaptive risk management and AI-driven supervision into their compliance and capital planning.
🏛政策担当者:Suggests harmonizing sustainable finance governance and building digitally resilient regulatory frameworks to address systemic climate and tech risks.
📄 Abstract（原文）
This chapter examines the intersection of climate transition risk, digital banking transformation, and prudential stability within the Euro-Mediterranean financial landscape. The chapter aims to critically evaluate the adequacy of existing capital regulation frameworks in responding to emerging sustainability-related and technology-driven financial vulnerabilities. Particular attention is given to climate-sensitive prudential regulation, digital financial innovation, cyber resilience, and regulatory fragmentation across the region. The discussion highlights the limitations of conventional capital adequacy models in addressing systemic risks arising from climate change, artificial intelligence, and digital financial ecosystems. The chapter further proposes integrated solutions involving harmonized sustainable finance governance, AI-driven supervisory systems, climate-adaptive risk management, and digitally resilient regulatory frameworks.
🔗 Provenance — このレコードを発見したソース
- openalex https://doi.org/10.4018/979-8-2600-0348-0.ch015first seen 2026-10-31 04:54:26 · last seen 2026-11-06 04:45:07
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